---
id: faq-0004
title: "What credit score do I need to get approved for a car loan?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.barefordgmc.com"
tags: ["financing", "credit", "approval"]
questions:
  - "What's the minimum credit score?"
  - "Can I get financed with bad credit?"
  - "Will I be approved with low credit?"
related: [financing-options, first-time-buyer]
dealer: Bareford GMC
---

There's no single "magic number." Lenders look at many factors-your income, job history, debts, and yes, your credit score. People with lower scores can still get approved; it often just means a slightly higher interest rate.

Bareford GMC's Finance Department works with a range of lenders, so if one says no, another might say yes. We're committed to finding you a fair solution.

The best step is to have a real conversation with our Finance team. They'll honestly assess your situation and show you what's possible. **Call (804) 445-2810** to talk through your options-no judgment, just straightforward help.