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For the full corpus, see https://ai.barefordgmc.com/llms-full.txt. # 2012 Kia Optima LX > Bareford GMC | VIN KNAGM4A70C5295949 | Stock #22648 | Used **Price:** $6,498 Includes $499 documentation fee. ## Specifications | Attribute | Value | |---|---| | VIN | KNAGM4A70C5295949 | | Stock # | 22648 | | Condition | Used | | Year | 2012 | | Make | Kia | | Model | Optima | | Trim | LX | | Body Style | Sedan | | Exterior Color | Black | | Engine | 2.4L | | Fuel Type | Regular Unleaded | | Doors | 4 | | Mileage | 154,607 mi | ## VIN decode | Field | Value | |---|---| | vehicle_type | PASSENGER CAR | | body_style | Sedan/Saloon | | engine | 2.4L | | fuel_type | Gasoline | | doors | 4 | ## Window sticker - **Factory Monroney (PDF):** https://ai.barefordgmc.com/sticker/KNAGM4A70C5295949.pdf - Full OEM window sticker fetched live by VIN. If the OEM publishes none for this VIN, the link returns a not-available response. ## Your payment on this vehicle Our own estimates for this exact VIN, computed at the dealership's location (ZIP 22560). These are not manufacturer advertising. - **Finance: $159/mo** - 48 months at 5.99% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $159 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $7,639. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $133/mo** - 60 months at 6.49% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $133 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $7,955. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $116/mo** - 72 months at 6.99% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $116 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $8,317. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. ## Current offers - **Finance: $159/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $159 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $7,639. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $133/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $133 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $7,955. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $116/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $116 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $8,317. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. ## Pricing disclosure This offer applies to Stock #22648, VIN KNAGM4A70C5295949. Advertised price: $6,498. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $499 documentation fee. One vehicle at this price, subject to prior sale. See the dealership for complete details. ## Photos ![2012 Kia Optima LX](https://www.barefordgmc.com/assets/stock/expanded/transparent/640/2012kia002a_640/2012kia002a_640_01.png) 18 photos available. ## Links - Dealer VDP (original): https://www.barefordgmc.com/used-Tappahannock-2012-Kia-Optima-LX-KNAGM4A70C5295949 - Structured JSON: https://ai.barefordgmc.com/v/KNAGM4A70C5295949.json - Canonical page: https://www.barefordgmc.com/used-Tappahannock-2012-Kia-Optima-LX-KNAGM4A70C5295949 - AI-ready page: https://ai.barefordgmc.com/vehicle/KNAGM4A70C5295949.html --- *AI-ready listing for Bareford GMC, generated 2026-10-24T10:01:32Z.* --- **Offer disclosure.** Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $499 documentation fee. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details. _Prices checked against inventory data from Oct 24, 2026, 6:01 AM ET._