Inventory / Used / Optima

2012 Kia Optima LX

VIN KNAGM4A70C5295949Stock 22648Black
$6,498
Includes $499 documentation fee
Available nowUsed | 154,607 mi
3 offers eligible
Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.
View this vehicle on barefordgmc.com
Pricing details and disclosure
Advertised price$6,498

This offer applies to Stock #22648, VIN KNAGM4A70C5295949. Advertised price: $6,498. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $499 documentation fee. One vehicle at this price, subject to prior sale. See the dealership for complete details.

Your payment on this vehicle

3 estimates computed for this VIN
Finance
$159/mo
48 months at 5.99% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$159/mo
Term48 months
APR5.99%
Cash down$0
Advertised price$6,498
Dealer documentation fee$499
Price including doc fee$6,498
Amount financed$6,777
Per $1,000 financed$23.48
Total of payments$7,639
Expires2026-10-31

Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $159 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $7,639. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$133/mo
60 months at 6.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$133/mo
Term60 months
APR6.49%
Cash down$0
Advertised price$6,498
Dealer documentation fee$499
Price including doc fee$6,498
Amount financed$6,777
Per $1,000 financed$19.56
Total of payments$7,955
Expires2026-10-31

Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $133 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $7,955. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$116/mo
72 months at 6.99% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$116/mo
Term72 months
APR6.99%
Cash down$0
Advertised price$6,498
Dealer documentation fee$499
Price including doc fee$6,498
Amount financed$6,777
Per $1,000 financed$17.04
Total of payments$8,317
Expires2026-10-31

Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $116 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $8,317. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

These are our own figures for this exact VIN, not manufacturer advertising, and each is an estimate. Computed at the dealership's location, ZIP 22560, so a payment can be quoted before we know yours; tell us your ZIP in chat and every figure here recomputes. Payments are computed on a price that includes the $499 dealer documentation fee. Manufacturer programs matched to this vehicle are listed separately under Current offers.

Current offers

3 programs | 0 shown as a firm offer
Finance
$159/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-10-31
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $159 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $7,639. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$133/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-10-31
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $133 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $7,955. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$116/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-10-31
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #22648, VIN KNAGM4A70C5295949. $116 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $6,498, which includes the $499 documentation fee. Amount financed $6,777, including $279 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $8,317. Offer expires 2026-10-31. Estimated for ZIP 22560. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Every figure above is restated with its terms in that offer's disclosure. Offers that do not state every term required to advertise them are marked and are not presented as firm offers. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $499 documentation fee. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.

Specifications

factory + VIN-decoded
Engine
2.4L
Body
Sedan
Exterior
Black
Fuel
Regular Unleaded
Condition
Used
Mileage
154,607 mi
Stock #
22648

Decoded from the VIN: class PASSENGER CAR | body Sedan/Saloon | make Kia | engine 2.4L. Every VIN is decoded, so specs are verified, not copied from the listing.

Factory window sticker

Monroney | per VIN
Line itemMSRP
Full itemized Monroneysee PDF

Open factory window sticker (PDF) Full OEM Monroney fetched live by VIN. If the manufacturer publishes no sticker for this VIN, the link returns a not-available response rather than a document.

The dealership

AutoDealer

Bareford GMC

Address603 Church Lane, Tappahannock, VA 22560
Phone(804) 445-2810
DeptsSales | Service | Parts | Finance
RegionTappahannock, VA
Identity, address, and geo from the dealership verified store record.
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GET /v/KNAGM4A70C5295949.jsonGET /v/KNAGM4A70C5295949.mdschema.org Car + Offer + OfferCatalogMCP get_vehicle | search_inventory

Prices checked against inventory data from .